Taiwanese Credit Union

About

Taiwanese Credit Union found in 1975, to serve Taiwanese people in Canada.

Story

Our History

In the early 1970s, many Taiwanese students stayed in Ontario after completing their studies, finding a job and having a family. Due to economic needs and their strong ties, the new residents began organizing a credit union at a Taiwanese Canadian Association meeting in 1975.

Products

Our Services

BUSINESS ACCOUNT

No service fee on cheque deposits
Attractive package plans catering to all business types and sizes
No service charge for non-profit organizations and Taiwanese community associations
PERSONAL ACCOUNTS

No Fees, No Minimum Balance
Competitive interest rates with the Personal Savings Account
Up to $2000 in overdraft protection upon approval
INTERNET BANKING

Online account updates
Free online bill payments
Free online cheque image service (issued cheques only)
Free fund transfer between TCU accounts
TERM DEPOSITS

Flexible terms, Minimum $1,000
Competitive and attractive rates
High interest rate term deposits available through Concentra
RRSPs

High interest rate term deposit available through Concentra
FOREIGN EXCHANGE

Available in 70 currencies including European (Euro), Japan (Yen) and TWD
No Service Charge*, No Commission
Competitive rates. Call or visit TCU for current rates.
*No service charge if over CAD $250 exchanges.

ATM ACCESS

Convenience of cash withdrawals worldwide
Free deposit access through the ATMs of the specified 47 credit unions (ATM Locator)
No surcharges on access to The Exchange® ATM network through the following banks in Canada: HSBC Bank Canada, National Bank of Canada, Citibank Canada, Citizens Bank of Canada, Canadian Western Bank, Alterna Bank, Manulife Bank of Canada
MASTERCARD

Choice Rewards Program to take advantage of any carrier (i.e. airline, train, cruise) or choose from over 100 brand name items in the Choice Reward main catalogue
Up to $500,000 common carrier insurance coverage automatically on travel ticket purchased on your Gold Card
MasterPurchase insures most items purchased on your MasterCard (No Fee and Business excluded) against loss, damage or theft for a full 90 days from date of purchase
MORTGAGE

RESIDENTIAL MORTGAGES

Lowest Mortgage Rates Available
No Renewal Fee
No Transfer Fee
WIRE TRANSFERS

Wire transfer in and out $US or $CDN throughout world
1 day lead time
QTRADE INVESTOR

Partnership with QTrade offers Canada's Leading Independent Online Brokerage to TCU members
Full range of investments including stocks, options, fixed-income securities, and over 2400 mutual funds
Real-time quotes, charting, stock screeners, email alerts and an Online Education Centre
Low trade equities per transaction