Oxford Bank & Trust

I drove out of my way to this bank because I had a First Party check written from a decades long account holder of this branch that I was looking to cash. (I did so just last year) Upon politely providing ID that I was the valiant recipient of the check the teller then demanded a 20% fee ($10 of $50) to cash THEIR OWN BANK'S check! When I pointed out how ridiculous the fee for processing their own check was, the teller blatantly mocked me and offered condescending apology. This bank tried to steal 20% off of their own retirees' gift to their grandchild. Absolutely shameful. I ended up taking this banks own check to a third party Currency Exchange who only charged me $1.63 to cash it. Avoid these small-time extortion artists.
8 years ago (10-03-2017)

Least convenient bank of all time. Takes 2-3 days to process any transaction which could be manageable if they were able to keep track of the transactions, but this bank can't pull it off. debits and credits seem to only be processed twice a week. On Tuesday's the slam your account with every charge that have been pending since Thursday from the week before. Then on Wednesdays any money that you put into the account is put in ,only after they have arranged all the debits first, then they take out the $35 overdraft fees causing the account to be over draft again. Unfortunately when you try to deposit something to counteract the fees they can't be processed for days. In the 3 months I've had this account they have taken over $200 from me, in account that "doesn't allow over drafting" I would have closed my account sooner but I would have been charged again for that. If you want to go someplace with the same money management skills at a cheaper overall cost take your money a zoo. Wrap it around a banana and toss it in the monkey cages, at least this way when you get s#!* thrown back at you from your banker you have the possibility of getting money back. I'm not saying it's a better savings plan (it comparable) but it's a hell of a lot less stressful.
11 years ago (05-05-2014)