Howard Mutual is a community focused, policy holder owned insurance company providing cost effective insurance solutions with superior customer service.
Howard Mutual Insurance Company is a member of the Ontario Mutual Association. We are a Canadian insurer owned by our policyholders and represented by Agents in Southwestern Ontario. Rooted in your community, we have sheltered generations. It’s who we are and what we do best.
Convenience - It only takes one phone call to ask questions or make changes to both your home and auto insurance with two locations to serve you.
Service - Howard Mutual Insurance Agents share a proud 125 year history of providing insurance industry solutions to thousands of policyholders for residential, farm, automobile and commercial products. Your Agent has a better understanding of your insurance needs and can advise you on how a change could impact your insurance coverage or ratings. At Howard Mutual Insurance, our Agents still make house call. They meet with you at your kitchen table, on the farm, or in the office….You decide what works best for you!
Giving Back - When we earn a profit we give back an annual refund. Though these refunds are never guaranteed, Howard Mutual has provided a refund to our policyholders every year for the past 29 years! Talk to us about the Mutual Insurance difference, today!
We are a community focused, policy holder owned insurance company providing cost effective insurance solutions with superior customer service.
Homeowners Insurance
Automobile Insurance
Farm Insurance
Personal Liability Insurance
Commercial Insurance
Special Coverage Insurance
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