When I first came to town I went to 4 banks or financial advisors to talk about investing Earl Siegel was by far the best! Very down to earth, easy to talk to, with Good solid advice. His new associate Philip is rock solid guy as well, I got my life insurance with him, he took the time to explain all my questions, and worked hard to get me the best solution for my specific needs. I would trust either man with my life savings.