My parents had a life ins policy with Ramona Stoltz who works for prudential and other investments with her and her husband Christian Stoltz who works for Centaurus financial inc Pershing. My parents were misguided and led to believe the money they gave was invested properly and for their best interest. Just so the public knows that was not the truth. I suggest reading the fine print before signing. Ramona made them cash in their life ins for over 10,000 less than what they paid in and an annuity they have with Ramona and prudential, if something happens to my parents, the hundreds of thousands in that annuity goes to prudential and Ramona. Not to the family. Needless to say we have a new financial advisor. She is watching this money closely. It is my firm belief that people don't know enough about investing and the fine print and the upfront information that people are entitled to know and that the people of prudential DO NOT have people's best interest in mind. Atleast not with Ramona Stoltz who did not explain or care what happened to my parents money. She was getting a very large percentage no matter what happened to their money. I will be posting this on as many sites as I can to make the public aware of the swindlers like Ramona Stoltz and prudential!!