LM Financial Services

I had the opportunity to speak with Christina today. She was very kind and empathetic. She assisted me with making the best of a bad situation. I hope that her manager sees this and recognizes that she is definitely displaying your company's core values.

This is an uncomfortable review to leave, but I think it’s very important for people to understand a few things. After a bad go in life, MGR collections came after me, I was willing to work them but didn’t have the ability to offer them the payments they demanded. They kept directing me to LM Credit, they even provided LM Credit my personal information without my consent and when calling they would push to LM Credit. After finally calling a debt counselling agency, I learned that it is an no illegal practice and they had I contacted a credit counselling agency prior to that; they would have fought in court. Here is the just of what you should know: 1. Interest rate for me was 49.99 and MGR told me that if didn’t take this offer I would be taken to court and loose everything. 2. They will not provide you a monthly a statement or receipts of payment 3. They have a very high turnover of staff, so emailing someone there is a risk 4. They do not return calls, emails or voicemails once you are a client 5. They will not notify of missed payments, they will add charges, after charges and then call you months later. Now it is on the payee to ensure the funds are in place BUT they do say if you call them, they will delay a payment BUT IF YOU CALL THEM DO NOT EXPECT A CALL BACK. So if you are getting pushed to them remember it’s ILLEGAL TO BE TOLD TO TAKE A LOAN TO PAY A COLLECTION AGENCY. CALL A DEBT COUNSELLING AGENCY,.

I used to refer people to these guys for loans. Big mistake. These guys are thieves. Do not do business with them. They lie all the time. Don't trust Cristina. They also have a mortgage section. Don't use them. They are scammers.

I had an amazing experience with LM Financial. They weren’t judgmental about my situation at all, and have helped me pay off my debts so I can start rebuilding my credit. Very happy with their customer service. Thank you!!!!

DO NOT GET HELP FROM THESE PPL. Like the last few reviews, I mark them up for zero stars ... I thought they were helping me when in reality they were out to get possession of my home. I was so desperate for help when they said they would help me they were not. They tried to threaten me, told me they were going to put tape across my door. As a single indigenous mother I struggled for a bit.... Thought these ppl were helping me.... When they talked me into 12 months of loan contract then tried to get all in a lump sum..... STAY AWAY...

Worst place to get a loan from. They have the worst communication ever. They tell you all these lies and false information on how to pay off your loan. They say they want to help you and they are trying to help you, but they aren't. They don't speak clearly and when you try to get clarification from them, they get more confused, but they say the answer you want to hear. This place cause me to have so much of a headache. They make up things and say all these thing that make you happy and never follow through with it. They have empty promises. Spoke to so many different people just to get scammed and lose more money.

Dishonest, predatory and VERY expensive. I was recommended to get a debt consolidation loan for a bad debt i had owing. The agent outright lied to me about the loan terms, the percentage and the starting time. They charge 50% interest over 9 years. AVOID THESE GUYS LIKE THE PLAGUE

I won't recommend this company to anyone, the broker didnt pay all my Bill's like they were suppose to, my fido wasn't paid and my property taxes weren't paid properly, then a month ago the company knew I was going to pay off my loan, but the lawyer decided to send me a threatening registered letter so they could charge more ridiculous charges, they are the worst financial company, I wouldn't recommend them to my worst enemies. Anyone that thinks they need money go to someone else.