Make sure and read the fine print!
Between what they tell you and the reallity there is an enormous difference! Me and my spouse approach them to help us with the financial challenges of building a new house. They offered to pay us the percentage of completed work minus 15% after large mille stone stages of the build. After paying for an evaluator and determining that over 39% of the house was completed we where expecting and counting on 39% of the total loan minus 15%. I should note that this is considered to be normal practice by other institutions such as Desjardins.
Surprise now with there completely new equation that we had never seen before they were only willing to give us 11% of the loan forcing us into the nightmare situation of having to take on an additional personal loan at a cut throat rate where we could have lost everything.
Thank god we did not take their poisoned money and asked my parents to help us pay the bills. We eventualy got out of their contract after paying certain penelties and found real help from an other financial institution that were true to their word. There is much more to be said about Group Investors appalling unprofessional bordering on criminal behavier but I will keep this short for now, and maybe publish an article in the protegez-vous.