Humania Assurance Inc.

I applied for life insurance and they wanted to double the premiums because I injest a tiny amount of cannabis daily to help with sleep. They need to update their attitude to a legal medication. Their weblinks also were non-functioning. Not recommended.

Poor user experience - Not with the digital times. 1. online claims are pretty brutal. Form must be filled, line by line, per receipt. There should be a user account for the individual with all details already. 2. If an error happens or some rejection happens, you get a LETTER in the mail about the issue about 1 week later that just notes rejected and a vague explanation. Then I have to resubmit again, and if there is still an issue you get a mail 1 week later...Who the hell uses letters these days? no option to even receive e-mail. If the above does not bother you, the insurance coverage is fine, but other insurance companies have better digital tools.

I am really disappointed with this insurance. They sent me a postal mail that my pre-authorized payment did not go through in Feb and will cancel policy in May if I do not get back to them. I mail them immediately after contacting my credit card to confirm the payment just went fine and insurance company has in-fact received the payment. I attached the transaction document as well. No one replied me back for my email. Then I called them and one rep just confirmed that it looks like mistake on their part and pre-authorized payment will continue from next month. I waited one long month to see if March payment goes fine and no they did not deduct again. Now, I called them back to ask what happened and the new rep now tells my policy is cancelled. Seriously!!! I am so frustrated. How can you even cancel policy without mail or email even when it was your mistake. Highly do not recommend the policy.

Last year contacted me for coverage at which time I was in Utah! Five months ago or so you call ask again I I form you I don't live in Utah! Still don't change anything. Four months ago starts 135.50 in cost out of my check. I call today trying to get to the bottom. And of course I'm to blame for them having me listed somewhere else even tho informed a 5 months ago at minimum again I don't live in Utah! So now in Vermont no coverage and paying that much to get blamed and hung up and now not answering me! B's and I'm contacting a lawyer asap!

I had problems with my payments, but I had them over the phone and they helped me instantly. Everything went smoothly and they were friendly!

Very unique Simplified Issue Term 10 and Term 20 Life Insurance policy - up to $300,000 of coverage.. It can also be combined with Disability and Critical Illness Insurance. A very simple application process for brokers and consumers.

It took a registered letter of replacement insurance, 4 calls, 3 messages, 2 emails and 6-months to cancel my insurance policy... All with them charging me every month along the way!

I am an insurance advisor and have been working with Humania for the past 6 years. Humania insurance is my favorite insurer. They are revolutionizing the process of obtaining Life Insurance. HuGo is a real game changer. Thank you for making my life easier.

My insurance is with them currently, really fast and great service