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Fraudulant, deceptive, misleading bunch of liars and cheaters! I wouldn't deal with this bank if they were the last bunch of sleazebucket crooks on earth. Apparently Dawn R thinks nothing of jerking customers around for 2 months, approving their home loan, then suddenly pulling out the rug from under them halfway through the process, with some phony-baloney reason about a cowardly pencil-pusher "underwriter" from god knows where, declining to approve the loan after all. Commercial Bank is the lowest common denominator of the banking industry, and that's a pretty low bar indeed.